Loan Programs
Financing options for real estate investors, builders, landlords, and commercial property owners. Start with the type of deal you’re working on, then submit the scenario for review.
Fix & Flip Loans
Short-term financing for investors buying or refinancing properties that need renovation or improvements before they are sold or refinanced.
- Purchase and renovation
Property rehabilitation
Value-add projects
Sell or refinance after completion
Bridge Loans
Short-term financing for deals that need capital now and have a clear plan for repayment through a sale, refinance, or other exit.
- Property purchases
Refinances and loan payoffs
Cash-out scenarios
Transitional or time-sensitive properties
DSCR Rental Loans
Long-term financing for rental properties where qualification is based primarily on the property’s rental income rather than the borrower’s personal income.
- Rental property purchases
Rate-and-term refinances
Cash-out refinances
Long-term rental holds
Ground-Up Construction Loans
Construction financing for builders and investors developing a property from the ground up, from land and site work through vertical construction.
- Ground-up residential construction
Investment property development
Land plus construction
Build-to-sell or build-to-hold projects
Portfolio / Blanket Loans
Financing for investors who want to purchase, refinance, or consolidate multiple investment properties under one loan structure.
- Multiple-property purchases
Portfolio refinancing
Debt consolidation
Rental portfolio cash-out or recapitalization
Commercial / Mixed-Use Loans
Financing options for commercial, mixed-use, multifamily, and other income-producing properties that may not fit a standard residential investment loan.
- Mixed-use properties
Multifamily properties
Retail, office, and industrial
Purchase, refinance, or cash-out scenarios
